Identifying Storm Damage In Littleton
Identifying storm damage in Littleton is extremely challenging, unless you know exactly what to look for. Here’s a few signs that you’ll want to keep your eyes peeled for after a storm rolls through your area:
- Downed tree branches and leaves
- Dents on any metal surfaces around your home (vehicles, mailboxes, downspouts, awnings, mail boxes, etc.)
- Cracked windows
- Chipped siding
- Hail hits to your fence
- Bruised or missing shingles
- Sand-like granules appearing in the gutters
- Water leaks in the interior of your home
- Increasing or abnormally high energy bills
Any one of these signs can indicate that your home was affected by a storm and that you should be getting in touch with a contractor to rectify the problem as soon as possible. Additionally, you may want to get in touch with a contractor if your neighbors have noticed damage. Spotting damage on your roof can be hard from the ground, so you'll want a trained roofer to get up top and take a look for you. It’s not easy to see all the areas that could have been affected by a storm, so it’s better to be safe than sorry.
Repairing Storm Damage: Step-By-Step
Once you’ve identified that you have or could have storm damage in Littleton, the next step is to get a professional involved.
Have A Contractor Come Take A Look
The first thing you’ll want to do if you have storm damage in Littleton is schedule a time for a roofing contractor you trust to come take a look at your home. Get them out to your property as soon as possible to get on top of the roof, in the attic, and around the exterior of your home to document any and all damage. Your trusted contractor should be well versed in the insurance claims process and understand what information you need for your claim.
Once your contractor has verified that storm damages exist, they you'll be able to file an insurance claim. Be sure to ask for photos of the damages and to get as much documentation as possible. Don't hesitate to ask your contractor for clarification if you don't understand the extent of the damage that they have identified.
Bring Out The Adjuster For An Inspection
Next, you’ll want to have your insurance adjuster come out and meet with you and your contractor. Together, your contractor and adjuster will document all the damage and get everything ready to submit to the insurance company. When it comes to storm damage in Littleton, it’s essential to have both your insurance adjuster and your contractor present to ensure the entire scope of work gets submitted for approval by the insurance company. Otherwise, you may end up with hefty out-of-pocket costs that your insurance policy may have covered.
Confirm The Scope Of Work
Your roofing contractor will dilligently ensure that every instance of storm damage to your Littleton home is recognized and documented by the adjustor. Try to make sure that your carrier can fairly settle the claim in accordance with your policy. Once the two agree of the scope of work, it's time to get started.
Get Started (And Finished)
The final steps include getting the work done. Our team of roofing experts will get started as soon as negotiations are complete to get all of the damage addressed and minimize “downtime” that may be a result of the storm damage. After the work has been completed, we’ll submit the certificate to the insurance company and the final check will be released.
Handle Storm Damage In Littleton With The Help Of The Pros
When you have storm damage, there’s no need to fret. Contact a roofing company you trust who has experience working with insurance companies to ensure a seamless repair experience.
If you have storm damage in Littleton and you don’t know a roofing company who is experienced with the hail damage insurance claims process, give Ethos a call to schedule a FREE inspection.