Do you really need help? This is the question that keeps many people from reaching out to resources that can make the claims process easier. That being said, this is also the question that costs property owners time, money, and energy when dealing with storm damage. Ethos provides property insurance claims assistance in Colorado to ensure that our clients are protected and their storm damage is repaired with minimal hassle.
File A Fair Claim
When you are filing a property insurance claim, there are certain steps that you can take to help alleviate the potential for an unfair settlement. You cannot ensure that your settlement will be fair. However, when you are educated on both the damage that occurred to your property and your insurance coverage, you'll have a much better chance. Without a detailed understanding of what your policy covers and the damages that your home experienced, you cannot effectively defend yourself through the process of filing a claim.
Property Insurance Claims Assistance In Colorado
Once you have determined that there is damage to your property, you'll need to bring out both an insurance adjuster and a contracting company that you trust to your property. You want a reputable contractor to perform a thorough inspection on your property and to be there for property insurance claims assistance in Colorado because they can provide invaluable support.
A roofing contractor can voice your concerns that the insurance adjuster may not see the entire scope of work that is necessary for a full repair. Your contractor and adjuster can compare findings to account for all damages before you file your insurance claim and get locked into a settlement that doesn't cover the entire repair costs. When your contractor can support your with property insurance claims assistance in Colorado, you can prevent out of pocket expenses for repairs.
What If There Is A Dispute?
Every case of storm damage is different. If you find that your contractor and insurance adjuster are at odds over the scope of work required to repair the damage, there is no need to panic. In many cases, property owners find themselves getting frustrated when dealing with their insurance agency and trying to get their claim approved.
Dealing with property damages can be a tense situation and it is common for emotions to run high. Unfortunately, an emotionally charged situation does not lend itself to understanding and defending what is likely a foreign subject matter. This is why you want a contractor who has completed plenty of property repairs and is knowledgeable of the insurance claims process. If your contractor and insurance adjuster disagree on the extent of the damage, you'll need to push your claim to appraisal to get the dispute resolves and address all the damages.
Your roofing contractor is not only well-versed in damage repairs, but they can also provide an objective point of view. With their professional support, things will get done in a timely and effective manner.
If your home has been affected by recent storms and you need damage repairs, contact Ethos today. We can provide high-quality, comprehensive repairs and property insurance claims assistance in Colorado.