Can Roofing General Contractors Handle My Hail Damage Claim?

Monday, 22 July 2019 03:04

We talk to homeowners with hail damage about whether or not a general contractor can handle their repairs. Insurance policies can be complex documents, full of confusing jargon and clauses that the layman struggles to decipher. So, it’s no surprise that many homeowners aren’t sure if their claims can be handled by roofing general contractors. To help clear the air, let’s discuss insurance claims and how general contractors fit into the equation when your home is damaged.

Filing A Hail Damage Claim With Your Insurance Company

The process of filing a hail damage claim has a number of steps. An insurance adjuster will come inspect your property, they will recommend a contractor to handle repairs, and your claim will be filed and, hopefully, approved. What many homeowners don't know is that you don't have to use the contractor recommended to you by your insurance company. Even general contractors can handle a hail damage claim if that is the route you choose to follow.

Roofing General Contractors And Your Hail Damage Claim

If you think your property may have damage after a storm, the first thing you want to do is bring out a contractor for an inspection. Roofing general contractors are trained to see damage that your insurance adjuster may overlook. If you even suspect damage, having a contractor on site when your insurance adjuster comes to perform their inspection can work to your benefit.

The general contractor will ensure that the insurance adjuster understands the entire scope of work that’s needed for a full repair. This ensures that all of the necessary work is included when you go to file your hail damage claim. The inspection is also a great time for you to ask all of your pressing questions. When you work with expert roofing general contractors, you’ll receive high-quality advice and insights into the insurance claims and hail damage repair process.

What If There’s A Dispute?

Many homeowners can get easily frustrated with the insurance claims process. You’ve got a busy schedule and the last thing you want to deal with is an insurance claim. At times, even the roofing general contractors and insurance adjusters can disagree over the scope of work. Should there be a dispute over the scope of work on your property, a public adjuster will get involved to determine the final scope.

Very rarely will the hiring of roofing general contractors lead to a dispute in the insurance claims process. In fact, most insurance premiums include the overhead and profit costs that lead most homeowners to believe they cannot hire a general contractor for repairs that are going to be claimed through their insurance. If you're not sure whether or not your premium includes these additional costs, talk to your representative.

Executing The Repairs

After the damage is all accounted for and each party agrees, the repairs can begin. As their title implies, roofing general contractors are very knowledgeable in roof repairs. They’re familiar with the best practices for hail damage repairs and can help you make the best decisions for your property.

Hiring Roofing General Contractors For Hail Damage Repairs

Unattended hail damage can only lead to more damage. It’s best to get started on the repairs early and not skip over the insurance claim process. Having a roofing general contractor in your corner from the very beginning of the hail damage repair process ensures that you have an advocate with the expertise you need to make good decisions.

If your property has been hit with a recent storm, enlist the help of roofing general contractors. Our team of roofing experts will come out and perform a complimentary inspection so you know what to expect when your insurance adjuster comes out. Contact us today to get started on restoring your property.